Home › United States › Paycheck calculator › Texas
Use this Texas paycheck calculator to estimate take-home pay for 2026. Texas has no personal income tax, so the estimate covers federal income tax withholding (IRS Pub 15-T), Social Security and Medicare.
Texas paycheck calculator
Enter your pay and the answers from your Form W-4. Results update as you type and show each deduction separately.
Not included: pre-tax deductions such as 401(k) or health premiums, bonuses and supplemental wages, and Forms W-4 from before 2020.
How Texas taxes wages
Texas does not tax wages: there is no Texas personal income tax, so employers do not withhold Texas income tax from paychecks. In the words of the state’s own publications:
- “Texas does not have a personal income tax” (Texas Comptroller, Fiscal Notes: Starting a New Business)
- “Texas has no state income tax.” (Texas Comptroller, Fiscal Notes: Texas is open for small business (2025))
Your Texas paycheck is therefore reduced by federal income tax withholding, Social Security and Medicare, plus any deductions you choose with your employer. The calculator above handles the federal part using your Form W-4 answers.
Example Texas paychecks for 2026
| Scenario | Gross pay | Federal income tax | Social Security | Medicare | Take-home |
|---|---|---|---|---|---|
| Single, paid every two weeks | $2,000.00 biweekly | $156.15 | $124.00 | $29.00 | $1,690.85 |
| Married filing jointly, paid weekly | $1,200.00 weekly | $60.15 | $74.40 | $17.40 | $1,048.05 |
Figures assume no Step 3 credits, no Step 4 adjustments and no pre-tax deductions, with year-to-date pay below the Social Security wage base.
Federal withholding, Social Security and Medicare
Federal income tax withholding follows IRS Pub 15-T (2026) Worksheet 1A, percentage method for automated payroll systems, Form W-4 from 2020 or later. The calculator annualizes your pay, adds Step 4(a) other income, subtracts Step 4(b) deductions and, when the Step 2 box is not checked, $12,900 (married filing jointly) or $8,600 (other statuses). It applies the 2026 annual percentage method table for your filing status, divides by the number of paychecks, subtracts Step 3 credits per paycheck and adds Step 4(c). Sources: IRS Publication 15-T (2026), Federal Income Tax Withholding Methods (PDF); IRS Publication 15-T (2026), HTML edition.
Social Security is 6.2% of wages up to the $184,500 wage base for 2026. Medicare is 1.45% of all wages, plus Additional Medicare Tax of 0.9% on wages over $200,000 in the calendar year, whatever your filing status. Sources: IRS Publication 15 (2026), (Circular E), Employer’s Tax Guide; IRS Topic no. 751, Social Security and Medicare withholding rates.
Texas paycheck questions
Does Texas have a state income tax on wages?
No. The official sources below confirm that Texas does not impose a personal income tax, so no Texas income tax is withheld from wages.
What comes out of a Texas paycheck?
Federal income tax withholding based on your Form W-4, Social Security and Medicare. Voluntary deductions such as retirement or health plans depend on your employer.
Sources and last review
Figures last verified on 2026-10-22 against these official publications (tax year 2026):
- Texas Comptroller, Fiscal Notes: Texas is open for small business (2025) (checked 2026-10-22)
- Texas Comptroller, Fiscal Notes: Starting a New Business (checked 2026-10-22)
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods (PDF) (checked 2026-10-22)
- IRS Publication 15-T (2026), HTML edition (checked 2026-10-22)
- IRS Publication 15 (2026), (Circular E), Employer’s Tax Guide (checked 2026-10-22)
- IRS Topic no. 751, Social Security and Medicare withholding rates (checked 2026-10-22)
This calculator gives an estimate for planning. It is not professional tax or legal advice, and your employer’s payroll may differ (for example pre-tax benefits, bonuses or other deductions). To check your own Form W-4, use the IRS Tax Withholding Estimator.
Last reviewed October 22, 2026 for tax year 2026.